Choosing Cheaper But Still Good - Medical Care Plans

The area where people live, work, and play has considerable  impact on their health. Numerous factors create differences in a community’s health. Some examples are socioeconomic status, land use , like ranch, farm, and urban environment, race/ethnicity, and even something Justice Warriors call environmental injustice. Displacement has many health implications that contribute to disparities among special populations, including the poor, women, children, the elderly, and members of racial/ethnic minority groups forced by income and circumstances - to live in "low-rent" areas.

All these special populations are at increased risk for the negative consequences of gentrification. Detailed government studies indicate that vulnerable populations typically have shorter life expectancy. This is even aggravetaed by higher crime and cancer rates; increased risk of birth defects; higher infant mortality; and greater incidence of diseases like asthma, diabetes, and cardiovascular disease. Additionally,, increasing evidence reveals that at-risk populations have an unequal share of residential exposure to hazardous substances such as lead in the soil and lead paint in older buildings.

According to reports from the Center for Disease Control (CDC), over 86% of the U.S. population has a usual and regular site for medical care. Nevertheless the price and service quality of that health care can and does, indeed, vary greatly on a state to state basis. And the general overall health of the populace, less dilapidated and antiquated medical equipment and a widespread lack of awareness regarding the acme and top-tier treatment can all increase or decrease - costs. It is estimated that all things considered nowadays, on the average -  Americans spend over $10,000 per year on personal health care, according to the most recent educated guess-ti-mates from the Centers for Medicare & Medicaid Services or roughly 17.9 percent of the U.S. Gross Domestic Product (GDP).

But all these escalated and inflated costs do not necessarily yield better health care. A study by the Kaiser Family Foundation holds that the U.S. is seriously behind numerous other wealthy nations on several inportant features, such as health coverage, life expectancy. Included is something called disease burden, which is a measure of how long Americans live and substantial affected quality of life. However, the U.S. has improved in giving more healthcare access for people in worse health, and healthcare cost growth has slowed somewhat.

As would be expected, differing conditions from coast-to-coast and including Alaska and Hawaii make the charts vary tremendously. In order to ascertain just where Americans get the profoundly good and provocatively bad health care - a site called WalletHub duely and tediously - compared all 50 states and the District of Columbia (DC) utilizing 43 features of cost, accessibility and inevitable outcome. This analysis provides excellent and expert insight as to the future of American health care and a complete rundown on Wallethub's succinct and outstandingly fine - ways of helping health care clients in solving this dilemma pricey . It appears that Phoenix, AZ has bee targeted for ultra-high charges due to its mammoth retirement community. Perhaps Flagstaff or Stockton or a similar smaller city would be kinder. People on fixed incomes with health woes need not tolerate Phoenix top-of-the-charts pricing as there is alternative housing available in lesser known towns and cities without a drastic and expensive move to another state. 

Another two sources, combine to make the analysis more accurate and up-to-date - https://www.medicare.gov/find-a-plan/questions/home.aspx and https://www.medicare.gov/plan-compare/#/?lang=en are good sources for information. The Medicare.gov site is commended as the best way to compare plans in ones area. The compared plans provide medical and drug coverage as an alternative to one signing up for traditional Medicare coupled with a medigap and a Part D prescription (Rx) policy. One is still required to pay the Medicare Part D premiums and usually one must also pay a monthly premium for a Medicare Advantage plan as well.

Another very useful site is: https://www.kiplinger.com/slideshow/retirement/T039-S009-10-things-you-need-to-know-about-medicare/index.html

In 2018, the Trump administration stopped payments to insurers who sell Obamacare health plans which spiked premium prices and lead many insurers to exit the marketplace. This move freed many middle class workers who had been paying for Obamacare but had opted to pay only the "Justice Roberts "tax" as it was less than the catastrophic care policy requiring a $10,000 out-of-pocket expenditure BEFORE paying a thin dime toward health care! This had been the "raw deal" partially financing Obamacare for "the less fortunate" such as hooker bosses described in 4th grader Common Core math "word problems"!

Many thousands if not millions of employed people had received notices that their Blue Cross/Blue Shield had been terminated to be replaced with the catastrophic only plan for an astronomical price. Consequently multiplied millions opted for the lower "tax fee" and many could afford no coverage at all because of the "Obamacare Tax" they had been counting on Supreme Court Justice Roberts to declare unconstitutional.
A chart reveals that Washington,D.C. in a fashion reminiscent of Brazilia, the Federal Capital of Brazil - health care is rated #1.

As of 2019, many Americans have purchased health care plans which provide substantially more than the insignificant "catastrophic Obamacare Plan" at the irrational price. Many plans have "sprouted up" to provide coverage for employees under 62 not yet ready for Medicare. This has led many to locate the lyrics online for "Oh Happy Day" and begin to sing it in earnest as they are free, free, free at last!